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This Villa is situated in a well maintained complex with resort-style facilities, conveniently located close to the pacific motorway,local shopping centres, sporting facilities and public transport. Complex Features: *Large resort style swimming pool *Spa *Gym *Tennis court *BBQ area *Kids playground *Function room for your enjoyment Villa Features: *Air conditioning *Open plan […]
This outstanding family home is sure to tick all of the boxes; located in a very quiet street with super friendly neighbours! This beautiful family home is offering 4 bedrooms with built in wardrobes, ducted air conditioning and ceiling fans. Master bedroom with en-suite, double basins and a large Spa! The main bathroom contains […]
2/13 Chris Street, Redbank – This is a must inspect for all home buyers and investors! This modern 3 bedroom semi-detached duplex, perched on a corner block with spacious bedrooms, two bathrooms and a double lockup garage, is the perfect low maintenance home for a small family or investment property. Call Mitchell Evans on 0422 […]
This beautifully landscaped 4 bedroom 2 bathroom home is situated on 1,057m2 which is a rare find in the sought after suburb of Helensvale. The home has just undergone a full internal renovation, featuring a stunning kitchen, bathroom, and new flooring throughout. The flooring has been upgraded from the old dated carpet to the trendy […]
16 Latham Street, Yarrabilba Are you searching for a family home that is a level above all the other houses for sale in Yarrabilba? Come check out 16 Latham Street, it’s stunning! Why build when you can move straight in! This affordable home is perfect for all groups of buyers; families, couples, first home buyers […]
You’re going to fall in love with this architecturally designed full turn-key home in the exclusive Foreshore estate, Coomera. Offering incredible value and affordability, this is a sensational opportunity to live in a stunning home jam packed with WOW features, in the city’s top northern suburb! You must contact us to learn more about this […]
Our Guide to Buying a Home
There’s no doubt about it: buying a new property can be a time of stress and upheaval for many. Our experienced real estate agents at Action Realtors are here to make the buying process as smooth and worry-free as possible, so you can get on with looking forward to life in your new home. Here’s our quick guide to buying a property, from financial approval to making an offer and getting it accepted.
There are 3 important steps to take before you make an offer on any property:
1. Secure finance
Consult one of our independent mortgage brokers to find out what you will be able to borrow in terms of your financial status and secure financial approval with your bank.
You’ll need to make an initial deposit and balance deposit following contract acceptance by the seller (generally around 5% of the purchase price, subject to negotiation.)
When you have an offer accepted, you’ll need to consult a legal partner. We recommend one of our trusted and independent conveyancers, they do a fantastic job for our clients.
3. Agree on settlement date
This is the date that you’ll need to start paying your mortgage. It will be negotiated at the initial offer stage and will depend on your finance, your stipulations and the seller’s requirements.
Making an offer
When you’re ready to make an offer, contact your Action Realtors for help making a formal offer in the form of a written contract.
There are three responses to be prepared for:
Your Offer Is Accepted
If your offer is accepted by the seller, you are legally bound by the contract you signed when you submitted your offer. The property is now officially ‘under contract.’
- You can expect your bank to request for an independent value assessment of the property within two weeks of the contract date (the date the seller signs the contract.)
- The property is legally your responsibility within one business day of the contract date
- As purchaser, you’ll need to arrange an inspection to check for structural damage or pest problems, typically within one week of the contract date.
- You have a five day window from the contract date in which to terminate the contract for any reason, generally incurring a penalty fee of at least 0.25% the total purchase price.
Your offer is rejected
If your offer is rejected, seek feedback from the agent on why the decision was made. You’ll have the opportunity to make another offer under the guidance of your trusted Action Realtors agent.
You receive a counter offer
In some instances, a seller may respond to your offer with a different price or an altered set of conditions, which you can either accept or reply to with your own counter offer.
Buying a new home is an emotionally fraught but exciting time. Seek the guidance of an experienced Action Realtors sales agent to make sure you’re financially and legally prepared and look forward to enjoying a celebratory glass or two of champagne on settlement day!